It doesn't seem like a lot each time you do it, but we Minnesotans spend a LOT of money on what a new survey calls 'financial vices'.

So just what are 'financial vices'? This survey says they're things like eating lunch out, getting take-out or delivery for dinner, or just grabbing a coffee on your way to work each day. And, from the Wow-It-Sure-Does-Add-Up Department, the gang over at Bankrate says we spend a significant amount of money on them every year here in the Land of 10,000 Lakes.

So just how often are we indulging in these financial vices? Would you believe average Minnesotan eats at a restaurant or gets takeout or delivery 2.4 times a week, and spends an average of $19.58 each time? According to Bankrate, that adds up to about 125 times a year and costs a total of $2,443.

Plus, when it comes to grabbing a quick cup of coffee or smoothie, THAT adds up too. In fact, the survey says here in Minnesota, we each do that an average of 2.5 times a week, at an average price of $3.72 cents each time. (Which seems a little on the low side, if you ask me.) Either way, though, that adds up to 130 times a year and hits us for $484.

Add 'em both up, and that's nearly $3,000 a year we're spending. I see why they call the 'financial vices'! The trick saving yourself some serious dough, the story said, is to limit the number of times you do either of things per week. Of course, that's easier said than done, right?

Seeing as I have to be into work waaay earlier than most coffee shops are open here in southeast Minnesota, it's not a huge problem for me. Good thing they didn't include stopping at a taproom or craft brewery for a beer, though-- my total then would be through the roof!

Listen to Curt St. John from 6 to 10 a.m. on Quick Country 96.5
and from 10 a.m. to 2 p.m. on 103.9 The Doc

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